What is a foreclosure?

Foreclosure is the final enforceable step in the lien process. If a lien has been placed with no payments resulting, the agency can then pursue a sale of said property.

In order for the execution of sale to be the most beneficial, the following steps must be taken:

• Arrears status should be at least $5,000 or two years behind in support
• Lien type for which the foreclosure is being pursued must be judicial
• Property value or equity available should be enough to satisfy a good majority of what the lien amount is

Therefore, if there is more than one mortgage on the home or payments on taxes are behind, the agency may not pursue the foreclosure aspect.